Western Rockies Federal Credit Union lends millions of dollars each year to its members. Members finance through WRFCU everything from automobiles to new homes. Our loan interest rates are reviewed monthly, weekly, and sometimes daily, to ensure they are competitively priced.
Mortgage Loans
Western Rockies Federal Credit Union offers over 30 different types of mortgage loans including 1st time home borrowers, investment and rental property, vacation or second home and mobile homes.
First Deed of Trust WRFCU offer a fixed rate 15-year first mortgage and will consider any mortgage loan amount up to $450,000.00.
Home Equity Line of Credit is a revolving line of credit based on the difference between the market value of the property and the amount still owed.
Home Equity Loan is a loan or credit line that is secured by the equity the in the home. Our home equity loans offer some of the best deals around. Not only can you use a home equity loan to remodel, add onto your home, or landscape your yard, you can also use it to purchase a vehicle, finance a child's education, take a dream vacation, or pay off higher cost bills.
Vehicle and Personal Loans
Western Rockies offers many types of vehicle and personal loans from new and used vehicles, boats and RV's to debt consolidation and personal signature loans.
VISA Credit Card WRFCU offers a VISA credit card with no annual fee and 10.0% APR that can have limits up to $10,000.00. Cardholders are given a 25-day grace period during which they can pay off their balances, interest free.
Personal Signature Loans Members can borrow up to $10,000.00(based on creditworthiness) for the purpose of vacation, furniture or other major purchases. Maximum term is 36 months.
Overdraft Line of Credit is designed as a protection in the event of an overdraft on your WRFCU checking account, up to $1,000 (based on credit worthiness). It is a renewable line of credit and has a minimum monthly payment amount of 5% of the outstanding balance or $25.00, whichever is greater.
