April 2020 Newsletter

Estatements: Helpful For You, Good For the Environment

Did you know that you can receive your Western Rockies FCU Statements electronically? Habits can be hard to break, but change can not only helpful to ourselves, but also to the world around us. If you have been receiving your statements in the mail, here are some helpful reasons you may want to consider switching to eStatements.
eStatements are more secure than paper statements. Believe it or not, eStatements offer extra layers of security that paper statements just are not able to offer you. In addition, you will receive email notifications when your statement is available online. That means no more waiting by the mailbox wondering when your statement will arrive.
eStatements are also much more accessible. Most people do not carry their paper statements on them at all times, but with eStatements you have access to your information from your phone, or your computer anytime. In addition, you will not have to shred your eStatements, or file them in a fireproof safe to keep them safe and organized.
eStatements are good for the environment. Aside from staying organized, enrolling in eStatements allows you to help us be more green, and reduces your carbon footprint. It feels good to free up space and it feels good to make conscious decisions to help our environment.
The best part about eStatements is that they are absolutely free. If you would like to say goodbye to your paper statements and opt in to eStatements please contact us at 970.243.2434 or speak with a Member Service Representative at Western Rockies FCU.

Get trusted protection at true savings with TruStage Auto & Home Insurance Program.

Members can save big on car insurance with the TruStage Auto & Home Insurance Program. Coverage provides a number of popular benefits, so you’ll enjoy true security and get true savings on what matters most.
Some members save even more from all of the discounts offered, including discounts on car insurance for:
• Being a credit union member
• Having multiple cars
• Having anti-lock brakes
• Being a good student
Optional benefits:
• 24/7 claims assistance (including holidays)
• 24-hour Roadside Assistance**
• Guaranteed repairs at network shops
Trusted by your credit union. TruStage products and programs are made available to credit union members through TruStage Insurance Agency. Affiliates of TruStage have been providing insurance and financial services designed for credit unions and members for more than 80 years, serving more than 16 million credit union members.
See how much you could save with the TruStage Auto & Home Insurance Program.
Visit LoveMyCreditUnion.org/TruStage for your FREE, no obligation quote.

Is A HELOC With Western Rockies FCU The Right Move For You?

As the Mortgage Loan Officer at WRFCU it may seem as though my number one task would be helping our members purchase new homes. However, I often get the opportunity to assist with much more. A good example would be a HELOC, or Home Equity Line of Credit. A HELOC is a mortgage product that allows you to take advantage of the equity in your home while paying minimal fees. Check out the list below as a starting point to discover if a HELOC could be beneficial to you.
Debt Consolidation is possible with a HELOC. Paying off high interest credit card debt can feel like a never ending battle, but a HELOC can help. By consolidating multiple debts into one loan you can lower your monthly payments and generally lower the total interest being paid. Lower interest means you can put more money toward paying off your loan, which means you can pay off your debt sooner! If you are looking to get out of debt quicker, this could be a good option for you.
Home Improvement is another great way to utilize your equity while increasing the value of your home at the same time! Were you hoping to finish your landscaping this Summer? Or maybe it’s time to update your kitchen appliances and cupboards? Whatever it may be, a HELOC is a simple way to fund your renovations and remodels. With a lower interest rate than most credit cards and ease of withdraw to pay contractors a HELOC is consistently the number one recommendation to turn your dreams into reality.
Vacation and Travel should not be left out when talking about a HELOC. You can use the equity in your home to fund your next family vacation.
Where Do I Start?
The best place to start would be to schedule an appointment with me. Together we can talk about your goals and discuss possible options and what those options might look like for you, and I can help you make an educated decision on whether or not a HELOC is best for you and your family. I look forward to working with you! To schedule your appointment please call 970.243.2434 today.
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