August 2019 Newsletter
Less "Pay" More Play with our Back To School Skip-A-Pay
Back to school can be a stressful time. With our back to school Skip-A-Pay you can skip your August (2019) payment and use that money to help with back to school expenses! For more details about this promotion, and to find out if your loan qualifies for this promotion, please follow the link below!
Apply for a Visa® Real Rewards Card and earn more rewards
- Receive 10,000 bonus points ($100) with your Visa Real Rewards Card! That’s 2,500 “standard” and 7,500 “special” bonus points for the first time you use your card*.
- Redeem these points for a $100 statement credit or other fabulous rewards**!
- To qualify for this promotion you must apply between May 1 and September 30, 2019 and use your card for purchases by November 30, 2019.
Ready to apply?
If you are interested in this promotion and would like to apply, please complete the form in the link below and a loan officer will reach out to you shortly to begin the application process.
Make a Splash with $100 Cash For Every New Line With Sprint!
MEMBERS CAN GET A $100 CASH REWARD DEPOSITED INTO THEIR ACCOUNT FOR EVERY NEW LINE ACTIVATED WITH SPRINT, NOW AVAILABLE ON UNLIMITED LINES!
Western Rockies Federal Credit Union Members Get Whole Home Protection for Less!
As a credit union member, protect what matters most for much less. Members get a free home security camera plus 2 free months of 24/7 professionatl monitoring ($150 value) with the purchase of a new SimpliSafe security system.
SimpliSafe offers reliable whole home protection, with 24/7 professional monitoring and police dispatch that's up to 3.5x faster, all at fair prices and no contract. Ever. SimpliSafe got rid of all the hassles of home security.
- SimpliSafe covers every room, every window, every door. Every minute of the day.
- Monitoring starts at just $14.99/mo for total protection, a fraction of traditional companies. With no contract or hidden fees.
SimpliSafe was named CNET Editors' Choice and "the best home security system" by Wirecutter. Over 3 million people already rely on SimpliSafe. Now's a great chance to join them. Visit lovemycreditunion.org to get your member discount and start saving today!
Back To School Money Saving Tips
Take Inventory of Supplies and Clothing
Take the time to go through your cabinets and drawers (if you're like most people you have a junk drawer or two). Go through old backpacks that might be in the garage or closet to see if there are any supplies that are reusable this year. Have your kids go through their current clothing to find out what still fits, as those clothes can remain part of their new school year wardrobe.
Do Your Homework
Get the list from your child's school and classroom well ahead of time, so you have plenty of time to plan this out. Most stores with school supplies will most likely have your child's list handy. If you have more than one child, make note of any supplies they all need so you can buy those in bulk.
Check Prices Online
Before You Shop Start with Amazon, Groupon, Google, Pricegrabber, and any other online shopping sites you may use. However, don't forget to try the facebook marketplace and apps like LetGo and OfferUp to see if anyone is selling any clothing or supplies that your kids could use.
Plan Ahead Which "New" Items You Will Buy
The more clothing you buy used, the more you can afford to spend on the "new" outfits and supplies for your kids. Not everything has to be brand new to be exactly what they need.
Don't Forget to Check Goodwill, Outlets, and Thrift Stores
Bring your supply and clothing lists with you and take the time to check local thrift stores, outlet malls, and Goodwill for any items you can check off your lists.
Skip Your Loan Payment
Our loan officers can help you determine if any of your loans with Western Rockies FCU qualify for our August Skip Pay promotion, skip your august payment, and use that money to purchase the items needed on your lists.
Important Announcement To Western Rockies FCU Members
Board member Jack Cassidy has resigned from the Board of Directors at Western Rockies Federal Credit Union. We appreciate Jack for the time he volunteered on our board. Western Rockies is looking for more volunteers from our membership to get involved in the Supervisory Committee and our Board of Directors. For more information on how to get more involved call us at 970.243.2434 or visit www.westernrockiesfcu.org
Skip Payment Promotion does not include real estate, credit card, Overdraft Line of Credit, or any open ended line of credit. Loan must be with Western Rockies FCU. Member must be in good standing with Western Rockies and have had their loan for at least 6 months.
6 Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned. 7 Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval. Subject to credit approval. The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, see your Card member Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Points expire five years from the end of the quarter in which they are earned. *Card member will receive a bonus of 7,500 points upon first purchase, which is in addition to the standard 2,500 points awarded after a first purchase, for a total of 10,000 initial points. In order to qualify, the first purchase must be made by November 30, 2019. This offer is valid only for new Visa® Real Rewards consumer accounts with this Financial Institution and the application must be submitted between May 1 - September 30, 2019, through a branch office or call center. Please allow 6 - 8 weeks after the spend requirement has been met for the bonus points to be credited to the account .The 2,500 “standard” bonus points and the 7,500 “special ”bonus points may be awarded in separate billing cycles. This offer excludes business products and is also not valid on College Real Rewards or the employee product. **Reward points can be redeemed for a cash deposit to a checking or savings account held at this Financial Institution within seven business days or as a statement credit to their account within one to two billing cycles. The creditor and issuer of this card is Elan Financial Services, pursuant to a license from VisaU.S.A. Inc.