Find Your New Vehicle Today

Using our CU Direct Widget you can search through inventory from local Western Colorado Auto Dealers to find the perfect new vehicle for you! Search by make, model, and year, plus we've included a payment calculator and other helpful tools to help you on your search!


Apply For A new or pre-owned
Vehicle Today!

Whether you're looking for a brand new or pre-owned vehicle, we offer low-rate loans and flexible terms to meet your unique needs. Plus, for added convenience, you have the option to get pre-approved online, by phone or at any one of our branch locations. You can even request Western Rockies financing directly from participating dealerships.

Apply today!


Refinance Your Vehicle With Western Rockies FCU

Let Western Rockies do a review of your existing auto loan and see if we can offer a money saving refinance, even if your original auto loan is not with us. With our low interest rates, various term options, outstanding member service and competitively priced protection products, we can typically beat any deal in town. Click the link below for more information or to get started today!

Refinance With Western rockies

A wrecked vehicle can wreck your finances 

If an accident happens, the last thing you’ll need is more to worry about. Western Rockies can help you lighten the burden during tough times so that paying for your vehicle doesn’t set you back when life happens. 

Gap Insurance

Mechanical Repair Coverage

Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan. It can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden costly expenses if your vehicle is totaled.

Without GAP, you could face paying thousands of dollars out-of-pocket on a lost or totaled vehicle. GAP can help so that you don’t have to worry about paying for your vehicle when life happens.

Western Rockies GAP is just $299* and can either be added onto your approved Western Rockies loan or paid in full at any time during the life of the loan. It’s available for cars, light trucks, motorcycles, RVs, jet skis, snowmobiles and ATVs.

For just a few dollars a month, you can protect yourself against this kind of unexpected expense.

Plus, if the vehicle is a total loss and you finance a replacement vehicle with Western Rockies within 60 days, you'll receive $1,000 toward the purchase of your replacement vehicle.


add GAP Insurance to my Auto Loan


After you buy a vehicle you love, protecting it is just as important. Mechanical Repair Coverage limits the cost of covered unexpected breakdowns.

Coverage benefits could include:

  • Rental reimbursement
  • 24-hour emergency roadside assistance
  • Travel expense reimbursement
  • Good at any authorized repair facility in the U.S. or Canada
  • No out of pocket expense (except for any deductible)
  • Lock-in repair costs
  • Peace of mind knowing that repairs are covered
Mechanical Repair Coverage (MRC) is available to members even if you don’t have a Western Rockies auto loan. Contact us to request a quote.

Credit Life and Disability

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble. Credit Life & Disability Insurance** is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process.

If a protected life event happens to you, Credit Life & Disability Insurance may cancel or reduce repayment of your loan debt. Help lessen your family's burdens and ask Western Rockies about Credit Life & Disability Insurance today!

*Subject to change
**Your purchase of Credit Life & Disability Insurance is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan officer, or refer to the Member Agreement for a full explanation of the terms of Credit, Life & Disability Insurance.
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