IRAs

Choosing the Right IRA
IRAs, are ideal for those whose retirement is in the near future, as well as for those whose time is still several years away. When considering your retirement, plan smart and choose an IRA at Western Rockies. 


Take advantage of the IRA benefits:

  • Earn tax-deferred, compound dividends on your money
  • IRA certificates with competitive rates
  • 2016 : Deposit up to $5,500 of earned income per year or $11,000 per year for couples, If you are age 50 or older, deposit up to $6,500 or $13,000 per year for couples
  • Begin penalty-free withdrawals as early as age 59½
  • Continue tax-deferred deposits as late as age 70½
  • Take penalty-free early distributions for education or a first-time home purchase (you must still pay taxes on the money you withdraw)







* Subject to IRS provisions. Certificate penalties still apply. Please consult your tax advisor. Source: CUNA Brokerage Services, Inc. 
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