Savings Accounts
Every Western Rockies membership begins with a great savings account and it only gets better from there! Western Rockies offers multiple accounts all designed to make reaching your goals easier. So, whether you’re looking for a short or long-term solution, our savings accounts offer competitive rates and the accessibility you need.
Types of Savings Accounts At Western Rockies
Scroll to the right to view the rest of the table.
| Regular Savings | Money Market | Share Certificate | |
|---|---|---|---|
| Which Account is Right for You? | This basic account with a competitive interest rate is your ticket to membership. | For those who are looking for a higher return on their savings. | Share Certificates offer higher interest rates that are locked-in for a fixed deposit period. |
| Minimum Opening Deposit | $25 | $5,000 | $1,000 |
| Terms | - | - | 12 months to 60 months |
| Accessibility* | Available anytime | Available anytime through in-person transactions or transfers to your checking account | Early withdrawal penalties apply |
| Telephone Teller Support |  |
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| Online Banking Access |  |
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| ATM Card |  |
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| Direct Deposit |  |
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Regular Savings
Your membership will include a Western Rockies FCU Savings account. The minimum deposit for the account is $25, and it comes with a competitive interest rate. This account includes Teller support from your telephone, online banking access, and ATM card and Direct Deposit. The account is available anytime, and is also accessible from our mobile app.
Money Market
Looking for a higher interest rate on your saving? A Western Rockies Money Market account may be just the right thing. This account has a $5,000 minimum deposit and is available anytime though in-person transactions or transfers to your checking account. This account comes with Telephone Teller Support, Online Banking Access, Mobile Banking Access, an AT Card and Direct Deposit is an optional addition.
Share Certificate
Our Share Certificates at Western Rockies offer higher interest rates that are locked-in for a fixed deposit period. The minimum deposit on this account is $1,000 and the terms are from 12-60 months. Early withdrawal penalties do apply with a Share Certificate. This account includes Online Banking Access, and Telephone Teller Support.
* Subject to Regulation D limitations. Ask us for details. Can write up to six checks per month per Federal Regulations.
